Dreaming of waking up to the gentle splash of waves beneath your private deck?
Costa Rica’s reputation for lush rainforests, pristine beaches, and volcanic vistas extends to a handful of exclusive lodging experiences.
This guide will show you how to find (or nearly find) overwater bungalows in this tropical paradise.
What Are Overwater Bungalows?
Overwater bungalows are a bucket-list stay for many travelers, offering the chance to live literally above the ocean’s surface.
Commonly associated with Bora Bora or the Maldives, these accommodations typically feature:
- Private decks or terraces extending directly over the water
- Glass floor panels for viewing marine life beneath your feet
- Direct ladder or steps into the sea, lake, or lagoon below
- Luxury amenities like plunge pools, spa bathrooms, and butler service
While Costa Rica might not be the first place you think of for overwater stays, the country’s biodiversity, focus on sustainability, and awe-inspiring landscapes make the possibility of an overwater bungalow experience here incredibly appealing.
But here’s the catch: true overwater bungalows in Costa Rica are extremely rare.
If you’ve been searching feverishly online, you might have realized that you don’t see many legitimate options popping up in your feed. Below, we’ll explore why and share real alternatives to make your tropical stay unforgettable.
The Truth: Overwater Bungalows in Costa Rica
Costa Rica, known for its eco-tourism initiatives and conservation efforts, has strict regulations regarding marine habitats and coastal development.
While these regulations protect the shorelines and reefs from overdevelopment, they have also made it challenging for large-scale overwater resorts to flourish.
Here’s the current reality:
- No Official Large-Scale Overwater Resorts: Unlike French Polynesia or even certain parts of the Caribbean, Costa Rica doesn’t have a dedicated resort lined with dozens of overwater villas.
- Remote Eco-Lodges: You’ll find some eco-lodges that straddle or perch over waterways, often a river mouth, lagoon, or mangrove environment. These can sometimes come close to providing that overwater feel.
- Nearby Options: If a quintessential overwater experience is non-negotiable for you, consider hopping across the border to Bocas del Toro in Panama or traveling to other parts of Central America.
Still, the absence of big-name overwater resorts in Costa Rica shouldn’t discourage you.
Many travelers find a comparable magic in the country’s “almost overwater” accommodations. Let’s break down what those options look like and why they might just exceed your expectations.
The Appeal of Overwater Stays
Before diving into Costa Rica’s near-overwater alternatives, let’s remind ourselves why people fall in love with bungalows over the sea:
- Connection to Nature: There’s an undeniable thrill in having the water quite literally at your doorstep. Waking to the sound of gentle waves, watching fish swim below your floor, and stepping outside to see the horizon of ocean or lagoon is a one-of-a-kind experience.
- Privacy and Seclusion: Many overwater bungalows are designed to maximize privacy. Think secluded decks, hammock nets suspended above the water, and a sense of serene isolation that fosters romance or deeper relaxation.
- Luxurious Amenities: Overwater bungalows can come with extra perks like private plunge pools, direct kayak access, and even personalized chef services, offering a unique brand of indulgence that merges with nature.
Costa Rica, with its reputation for “pura vida” (pure life), is perfectly positioned to deliver on this kind of magic—if you know where to look. That’s where “almost overwater” bungalows step in to fill the gap.
Almost Overwater Bungalows: The Next Best Thing
In the absence of classic stilted accommodations stretching into turquoise lagoons, Costa Rica offers a handful of “almost overwater” bungalows—rustic-luxe rooms perched close to the water, sometimes elevated just above a lagoon, or connected to the mainland by a short boardwalk.
They may not be as dramatic as the iconic bungalows you see in postcards from the South Pacific, but they deliver a similarly breathtaking experience, imbued with Costa Rica’s unique natural charm.
Below are examples of properties and locations where you’ll find these near-overwater stays:
Bungalows on Coastal Mangroves or Lagoons
Several eco-resorts position their accommodations at the very edge of mangroves or tranquil lagoons, where tidal waters often rise beneath the raised platforms.
These remote settings provide unrivaled opportunities to spot monkeys, colorful birds, and other wildlife from your private balcony.
In the Tortuguero region, for instance, Tortuga Lodge & Gardensand Mawamba Lodge sit along the water’s edge in an area famous for its winding canals.
While you won’t see reef fish beneath your floorboards, you can step onto your deck at dawn to the chorus of howler monkeys and the gentle lapping of water all around.
Water-Adjacent Forest Lodges with Boardwalks
Imagine traversing a wooden walkway over a marsh or lagoon, leading to a secluded cabin enveloped by lush greenery. This design provides an elevated, nature-immersed experience without actual stilted huts over the open ocean.
For example, Laguna Lodge in Tortuguero has walkways meandering through tropical foliage and watery channels, and Playa Nicuesa Rainforest Lodge in the Golfo Dulce region offers a similar boardwalk vibe tucked within dense rainforest.
Though you won’t have fish swimming directly beneath your living room, the elevated proximity to water creates a serene, almost-overwater feeling that’s amplified by Costa Rica’s vibrant wildlife at every turn.
Beachfront Bungalows with Direct Water Views
Along the coast—particularly in the Osa Peninsula, Nicoya Peninsula, and parts of the Caribbean—some eco-lodges and resorts set their bungalows mere steps from the shoreline.
Copa de Arbol Beach & Rainforest Resort in Drake Bay, for instance, features deluxe cabins so close to the sand that you can watch the tide roll in a few feet from your door.
Meanwhile, Isla Chiquita Glamping in the Gulf of Nicoya places safari-style tents on wooden platforms just above the coastline, letting you wake to the gentle sound of waves beneath you.
Although these lodgings are not literally perched over the sea, the intimate proximity to the water and panoramic ocean views can feel every bit as romantic and immersive as a traditional overwater bungalow.
Nearby Overwater Escapes: Bocas del Toro, Panama
If your heart is set on an overwater bungalow and you’re already planning a trip to Costa Rica, there’s a perfect add-on destination that’s just a short journey away: Bocas del Toro, Panama.
Located near Costa Rica’s Caribbean border, this archipelago offers a variety of overwater accommodations that deliver that postcard-perfect experience.
Why Bocas del Toro?
- Proximity: Traveling from Costa Rica’s Caribbean coast to Bocas del Toro can be relatively seamless, often involving a bus or shuttle to the border and a quick boat ride to the islands.
- Abundance of Choices: Bocas del Toro is known for numerous eco-lodges built on stilts over turquoise waters. Think thatched-roof huts, private decks, and ladders straight into the sea.
- Marine Life: The archipelago teems with colorful coral reefs, dolphins, starfish, and more. You can snorkel right off your bungalow, discovering a world of sea creatures just beneath your feet.
Popular Overwater Lodges in Bocas del Toro
- Punta Caracol Acqua Lodge: Iconic thatched-roof huts connected by wooden walkways. At night, guests can sometimes witness bioluminescent plankton glowing beneath the bungalows.
- Azul Paradise: Private overwater bungalows featuring large decks, steps into the water, and a focus on sustainability.
- Eclypse de Mar Acqua Lodge: A small eco-resort with a reef restoration project and overwater suites.
Many travelers choose to split their vacation between Costa Rica (for lush rainforests, volcanoes, and adventure activities) and Bocas del Toro (for the overwater dream). This combination often delivers the best of both worlds in a single trip.
When to Visit Costa Rica for Overwater Experiences
Costa Rica’s weather can vary drastically between regions, but here’s a general breakdown to help you time your visit:
- Dry Season (December to April): The Pacific side is generally sunnier and drier during these months, while the Caribbean side can see sporadic rainfall year-round. If you’re planning on traveling onward to Bocas del Toro, keep in mind that the archipelago experiences its own microclimates.
- Green Season (May to November): Expect more rain, especially in September and October on the Pacific coast. On the Caribbean coast, the pattern can flip—September and October are actually some of the sunniest months there.
- Year-Round Biodiversity: Thanks to Costa Rica’s tropical climate, wildlife sightings and lush landscapes persist all year. Even if you encounter some rain, you’ll likely have sunny breaks during the day, and the rainforest will be vibrantly green.
If your main goal is to experience water activities (snorkeling, swimming directly off a deck, or kayaking around mangroves), consider the clarity of the water during your chosen travel dates.
Heavy rains can stir up sediments, reducing visibility. On the flip side, fewer crowds during the green season can mean better room rates and a more secluded feel.
Unique Activities Beyond the Bungalow
Even the most luxurious overwater or water-adjacent bungalow will only be part of your Costa Rica adventure.
Once you’re settled in, don’t miss out on the country’s myriad of incredible experiences. Here’s a taste of what you can do beyond lounging on your private deck:
Wildlife Tours in National Parks
- Corcovado National Park on the Osa Peninsula boasts one of the highest concentrations of biodiversity in the world. Sloths, jaguars, tapirs, and scarlet macaws are just a few of the species you might encounter.
- Tortuguero National Park on the Caribbean coast is a haven for sea turtles. Visit during nesting season (July to October for green turtles) and watch these magnificent creatures lay eggs on the beach.
Water Sports and Ocean Adventures
- Surfing: Popular surf spots include Tamarindo, Santa Teresa, and Jaco on the Pacific side, and Puerto Viejo on the Caribbean side for a more laid-back vibe.
- Snorkeling & Diving: The Caño Island Biological Reserve in the Pacific and Cahuita National Park on the Caribbean side offer prime spots to see tropical fish, reef sharks, rays, and more.
Volcano and Hot Springs
- Arenal Volcano: One of Costa Rica’s most famous attractions. Hike near its base and then soak in the geothermal hot springs.
- Rincón de la Vieja Volcano: Venture into mud baths and hot springs, or try zip-lining and waterfall rappelling for an adrenaline rush.
Immersive Cultural Experiences
- Coffee and Chocolate Tours: Costa Rica’s rich volcanic soil makes it an ideal place to discover how coffee and chocolate are grown and processed.
- Indigenous Community Visits: Learn about Costa Rica’s indigenous tribes, such as the Bribri, who often share insights into their traditional lifestyles and crafts.
Mixing these adventures with your relaxing bungalow stay creates a well-rounded vacation.
After a day of zip-lining or wildlife spotting, returning to a cozy hideaway near (or over) the water is the perfect blend of thrill and tranquility.
Practical Tips for Booking and Budgeting
1. Book Early
Costa Rica’s reputation as an eco-tourism hotspot means that unique accommodations can sell out months in advance—especially in peak travel times (December to April, and around holidays). If you’re eyeing a special lagoon-side or mangrove-facing bungalow, lock it in well ahead of time.
2. Be Flexible with Your Definition of “Overwater”
As mentioned, true overwater lodging is scarce in Costa Rica. If you go in expecting an exact replica of a Maldives-style hut, you might be disappointed. Embrace the country’s version of water-adjacent or stilted eco-bungalows for a more authentic, nature-integrated experience.
3. Consider Transportation Costs
Getting around Costa Rica can involve small plane hops, ferry rides, or long drives on bumpy roads. For “off-the-beaten-path” properties, factor in extra travel time and cost.
4. Compare All-Inclusive vs. A la Carte
Some lodges offer packages that include meals, guided tours, and even transfers. While the up-front cost might be higher, you could save money overall—especially if the lodge is in a remote location with few dining options nearby.
5. Read the Fine Print
Check if your bungalow has air conditioning (some eco-lodges don’t), hot water, or Wi-Fi. Also confirm if you’ll need to bring insect repellent or special footwear for boardwalks and jungle trails.
6. Budget for Activities
Costa Rica is brimming with adventure tours—white-water rafting, canyoning, zip-lining, and more. While these activities enrich your trip, they can add up quickly. Plan ahead so you can splurge on the most meaningful experiences without financial stress.
Sustainability and Ecotourism
Costa Rica has made its mark as a pioneer in sustainable tourism. If you’re dreaming of an overwater escape, remember that each coastline, reef, and mangrove ecosystem is incredibly fragile.
The country’s strict environmental regulations have helped preserve the very nature that draws travelers here.
What to Look For in an Eco-Lodge
- Certification for Sustainable Tourism (CST): A government-backed program that rates hotels and tour operators based on eco-friendly practices.
- Solar Power and Water Conservation: Some lodges harness solar energy or use rainwater collection systems to reduce their environmental footprint.
- Community Involvement: Properties that employ local staff, source supplies from nearby farmers, or invest in community projects demonstrate a commitment to responsible tourism.
By choosing accommodations that prioritize sustainability, you not only enjoy a unique, nature-immersive stay but also help protect these delicate coastal and marine areas for future generations.
Final Thoughts
Costa Rica may not offer the classic Tahitian-style overwater bungalows that dot crystal-clear lagoons, but that doesn’t mean you can’t experience the wonder of being intimately surrounded by water and nature.
The country’s “almost overwater” bungalows—whether perched near mangroves, built beside tranquil lagoons, or offering unbroken views of the sea—capture the essence of life lived in close harmony with the ocean and rainforest.
For travelers absolutely determined to stay in a stilted bungalow, a quick side trip to Bocas del Toro in Panama checks that box.
However, consider that Costa Rica’s eco-lodge culture, brimming with wildlife encounters, jungle adventures, and a philosophy of sustainability, is often what leaves visitors starry-eyed long after their vacation ends.
In the end, the pursuit of an “overwater” experience in Costa Rica is really a journey through lush ecosystems, vibrant culture, and the laid-back spirit of pura vida.
And whether your bungalow is a short boardwalk away from the sea or literally perched above gentle Caribbean waters just over the border, you’ll find that the true magic comes from being immersed in Costa Rica’s unparalleled natural beauty.
Costa Rica might be missing that classic image of a row of stilted huts extending into an endless lagoon, but it offers a deeper connection to the pulse of the tropics.
Monkeys chattering at dawn, macaws streaking across a blazing sunset sky, and the rhythmic hush of the ocean at night—these are the luxuries money can’t buy, and they’re available in abundance.
So pack your swimsuit, get ready for some hammock time, and embrace the adventure. The overwater dream might look a little different here, but in Costa Rica, it’s just as unforgettable.
