Ready to escape to a tropical paradise?
The Philippines offers a handful of dreamy overwater bungalows scattered across its stunning islands.
Below, you’ll find our top picks—each with handy price ranges, standout features, and a quick overview to help you plan. Let’s dive in!
WHY THE PHILIPPINES FOR OVERWATER BUNGALOWS?
Imagine hopping out of bed and dipping straight into the ocean from your balcony—no shoes, no stress, just pristine waters and soft sea breezes.
Overwater bungalows capture the essence of island living in the most luxurious way possible, and the Philippines offers these dreamy escapes against a backdrop of lush jungles, limestone cliffs, and white-sand beaches.
With over 7,000 islands, the country delivers variety at every turn. You can explore hidden lagoons in Palawan, dive into teeming coral reefs off Mindanao, or find a quick weekend respite near Manila.
Filipino hospitality also sets the experience apart.
From friendly staff members greeting you with a fresh coconut to local guides eager to show off the best snorkeling spots, you’ll feel the warmth the moment you arrive.
Weather-wise, the Philippines can be a year-round destination, though many travelers aim for the dry season (roughly November to May) to make the most of sunny skies.
However, even the rainy months can offer lower rates and a refreshing green landscape—just be prepared for the occasional downpour.
If you’ve ever fantasized about an overwater bungalow in the Maldives or Bora-Bora, you’ll be delighted that you don’t have to travel quite so far (or spend quite so much) to get a similar vibe in the Philippines.
PALAWAN
Palawan routinely appears on “best islands in the world” lists—and for good reason.
Stunning limestone formations, emerald-green lagoons, and some of the clearest waters you’ll ever see make it an absolute paradise.
It’s also home to several of the country’s most famous overwater bungalows. Below, we’ll introduce you to six fantastic resorts scattered around Palawan’s islands, each with its own unique personality.
Apulit Island (El Nido Resorts)
Located in Taytay Bay, Apulit Island feels like a remote getaway even by Palawan standards.
Picture wooden cottages perched on stilts above crystal-clear waters, each featuring a private veranda that opens out to uninterrupted sea views.
Some cottages even have a ladder that takes you straight down into the water, so your morning dip is literally just a few steps away.
Key Features
- All-Inclusive Packages: Most stays include meals, snacks, and select activities.
- Eco-Friendly Initiatives: El Nido Resorts focus on sustainability, from reef-safe sunscreen guidelines to nature conservation projects.
- Adventure Options: Snorkeling, kayaking, and even rock climbing on the island’s limestone cliffs.
- Relaxed Atmosphere: This is the place to disconnect—no bustling nightlife, just you and the serene sea.
Estimated Price Range: $450–$700 per night, varying by season and promo deals.
Besides water-based fun, you can join guided island-hopping tours or jungle treks.
Evenings often involve communal dinners under starry skies, so you’ll quickly make friends with other guests. If you’re craving a romantic vibe, sunset cocktails on your deck won’t disappoint.
Lagen Island (El Nido Resorts)
Among the lush limestone cliffs of Bacuit Bay, Lagen Island’s overwater cottages offer front-row seats to Palawan’s jaw-dropping seascapes.
The resort aims to seamlessly blend modern comforts with natural surroundings.
Inside each cottage, you’ll find plush beds, eco-friendly toiletries, and local design touches like rattan furniture and woven decor.
Key Features
- On-Site Spa: Unwind with a Filipino hilot massage or a relaxing facial.
- Guided Eco-Tours: Take a sunset cruise or a bird-watching tour among the towering cliffs.
- Marine Conservation: The waters around Lagen teem with marine life, and El Nido Resorts strive to keep them that way with responsible tourism.
- Family-Friendly: The resort offers activities for kids, including fish feeding and nature walks.
Estimated Price Range: $350–$500 per night, depending on the time of year.
Snorkeling around Lagen puts you up close with rainbow-colored fish and vibrant corals.
After a day of exploration, the beachfront bar is ideal for sipping tropical drinks and watching the sky transform at dusk.
Lagen strikes a balance between relaxation and adventure, making it a superb pick for families and couples alike.
Miniloc Island (El Nido Resorts)
Miniloc Island exudes a laid-back, rustic-chic vibe, with overwater bungalows sporting thatched roofs and wooden interiors.
Don’t be fooled by the rustic elements, though—comfort is still a priority here. You’ll get air conditioning, cozy beds, and open-air bathrooms that let the tropical breeze drift in.
Key Features
- Direct Access to Marine Life: Dive into water brimming with fish—giant trevally often circle around the pier!
- Outdoor Adventures: Kayak into hidden lagoons, go stand-up paddleboarding, or join a trek to a viewpoint.
- Community Feel: The staff are famously warm, and activities often bring guests together (think group snorkeling or beach volleyball).
- All-Inclusive Meals: Satisfy your cravings with local Filipino dishes, fresh seafood, and international faves.
Estimated Price Range: $400–$600 per night, influenced by demand and season.
Miniloc is an excellent option for families thanks to its safe swimming areas and gentle introduction to water sports.
Couples, meanwhile, can find a slice of romance by dining under the stars on a secluded part of the beach. Either way, it’s a place where you’ll likely leave with new friends and countless Instagram-worthy photos.
Huma Island Resort & Spa
Ever dreamed of a Maldives-style overwater villa in the Philippines? Huma Island is your match.
This resort boasts 64 overwater and beach villas dotted around a horseshoe-shaped island in Busuanga, each featuring a private sun deck and even a glass-bottom floor in many villas.
Talk about a room with a view!
Key Features
- Private Jacuzzis: Some villas come with their own outdoor Jacuzzi overlooking the sea.
- Butler Service: If you enjoy a personal touch, you’ll appreciate having someone to arrange your island activities.
- Diving Center: Discover well-preserved reefs and possibly some fascinating WWII wreck sites off Busuanga.
- Varied Dining Options: From Italian to Middle Eastern cuisines, you won’t run out of delicious dishes to try.
Estimated Price Range: $600–$800 per night, reflecting the ultra-luxe experience.
Though it’s an upscale retreat, it retains a Filipino charm, especially in the warm welcome and local dishes on offer.
Start your day with a sunrise yoga session, spend the afternoon snorkeling, then cap it off with a romantic dinner on your private deck.
It’s the kind of place where “island time” takes on a whole new meaning.
Two Seasons Coron Island Resort & Spa
Situated in Bulalacao Island, Two Seasons Coron combines modern comfort with a genuine taste of Palawan’s natural beauty.
Its overwater bungalows offer you a panorama of aquamarine waters, plus immediate access to some of the region’s best snorkeling—just hop right in from your deck!
Key Features
- Marine Sanctuary: Keep an eye out for turtles and giant clams.
- Glass-Bottom Kayaking: A fun twist on regular kayaking that lets you see vibrant corals beneath.
- Swim-Up Bar: Cool off with a mojito without leaving the pool.
- Family-Friendly Villas: Some bungalows can accommodate groups, ensuring no one misses out on the overwater fun.
Estimated Price Range: $500–$700 per night, depending on when you visit.
Days here typically involve lazing on the beach, snorkeling, and maybe a boat trip to Coron’s famed lagoons.
In the evening, you can watch the sky turn pink from the island’s sandbar before digging into a hearty dinner of fresh seafood and local produce. It’s a perfect blend of laid-back vibes and upscale amenities.
Sangat Island Dive Resort
While not as flashy as some other Palawan properties, Sangat Island Dive Resort in Coron has a different kind of allure: an authentic, eco-friendly atmosphere that diving enthusiasts rave about.
The resort’s “overwater chalets” are perched on stilts at the edge of the beach, giving you sea views and a continuous gentle breeze.
Key Features
- World-Class Wreck Diving: Coron Bay’s famous WWII shipwrecks are just minutes away by boat.
- Eco-Conscious Design: Built with natural materials, minimal plastics, and a focus on preserving coral reefs.
- Chilled-Out Vibe: Think barefoot living, communal dinners, and star-lit beach bonfires.
- On-Site Watersports: Kayaks, paddleboards, and snorkeling gear are readily available.
Estimated Price Range: $250–$400 per night, ideal for those wanting a balance between comfort and rustic adventure.
If you’re less about high-end luxury and more about an intimate connection with nature, Sangat could be your dream spot.
You’ll dine on locally sourced seafood and veggies, sway in a hammock, and possibly spend hours in the water exploring colorful reefs. It’s a diver’s paradise with a laid-back island soul.
Dos Palmas Island Resort & Spa
Why It’s Special: Set on a private island near Puerto Princesa, Dos Palmas offers “water cottages” perched above the turquoise shallows of Honda Bay. Each cottage provides a balcony for direct sea views—expect to spot fish swimming beneath you at high tide.
Key Features
- Spacious cottages with traditional Filipino design
- On-site spa for massages and relaxation
- Access to Honda Bay’s famed snorkeling and diving spots
- Family-friendly environment, with large cottages and an outdoor pool
Estimated Price Range: $200–$300 per night (season-dependent)
Vibe: Laid-back yet comfortably appointed, Dos Palmas is perfect for travelers who want easy access to Puerto Princesa’s airports and city sights while still enjoying a secluded, overwater experience.
Sunlight Eco Tourism Island Resort
Why It’s Special: Often abbreviated as SETIR, this resort occupies its very own island in Culion. Its overwater villas extend out over clear waters, many offering spacious decks and glass-floor panels. You’ll find a bright, airy design that blends modern chic with Filipino flair.
Key Features
- Private balconies for panoramic views
- Multiple dining outlets, including beachside grills
- Water activities like kayaking, paddleboarding, and snorkeling
- Emphasis on eco-friendly operations (waste management, coral reef protection)
Estimated Price Range: $250–$400 per night
Vibe: Bright, modern, and breezy—ideal for couples seeking a romantic retreat or families craving an Instagram-worthy island escape without overly sacrificing comfort.
MINDANAO
Mindanao’s southern region may not be the first place that springs to mind when thinking of overwater bungalows, but it offers a gem you shouldn’t overlook.
With a mix of pristine beaches, waterfalls, and culturally rich communities, Mindanao provides a unique island experience often missed by travelers sticking to the usual tourist circuit.
Pearl Farm Beach Resort (Samal Island)
Pearl Farm Beach Resort on Samal Island, near Davao City, is famous for its “Samal Houses”—stilted cottages perched over calm waters.
It might not fit the typical “Maldives-style” blueprint, but it still delivers that idyllic overwater vibe, complete with steps descending into the sea.
Key Features
- Cultural Touches: From local Mandaya weaves to architecture that reflects the region’s tribal heritage.
- Infinity Pool: Overlooking the ocean, perfect for a refreshing dip or a photo session.
- Easy Access: A short boat ride from Davao City makes it a convenient weekend break.
- Fresh Flavors: The on-site restaurant offers everything from Filipino staples like adobo to fresh grilled seafood.
Estimated Price Range: $150–$350 per night, offering solid value for money.
Don’t miss the chance to explore Samal Island’s inland treasures—waterfalls, bat caves, and the vibrant local markets.
And if you’re craving some city fun, Davao’s malls, coffee shops, and cultural spots are just a quick boat-and-car ride away.
The blend of provincial charm and modern convenience makes Pearl Farm a favorite among domestic and international travelers.
SURIGAO DEL NORTE (BUCAS GRANDE ISLAND)
Bucas Grande, part of the Siargao region, is known for its stunning Sohoton Cove, jellyfish sanctuary, and lush, maze-like network of islets.
While many come to the area for surfing or lagoon hopping, you’ll also find an overwater bungalow resort perfect for those seeking a more off-the-beaten-path experience.
Club Tara Resort
Tucked away in Bucas Grande, Club Tara offers a small collection of overwater bungalows fronting calm, emerald waters.
Each villa features a private veranda (some with a small personal pool or Jacuzzi) and large windows to maximize the view of the surrounding limestone cliffs.
Expect a rustic approach to luxury, where nature takes center stage.
Key Features
- Proximity to Sohoton Cove: A must-visit spot with unique rock formations, hidden lagoons, and stingless jellyfish (in season).
- Water Activities: Kayaking and stand-up paddleboarding let you explore the tranquil bay.
- Secluded Location: Perfect for disconnecting from the hustle and bustle—Wi-Fi can be spotty, so it’s a good excuse to unplug.
- Local Dishes: Try Surigao’s take on fresh seafood, including crabs, squid, and fish caught the same day.
Estimated Price Range: $120–$250 per night, typically lower than Palawan’s more upscale spots.
While it may lack some of the polish found in bigger resorts, Club Tara’s natural beauty and laid-back vibe are its real draws.
Waking up to mist-shrouded cliffs and lapping waves right beneath your room is a magical experience—just be prepared for a simpler, more casual style of hospitality.
LUZON
Yes, you can get an overwater bungalow experience without venturing too far from Manila!
If you’re strapped for time or just want a quick island escape from the capital, a lesser-known resort in Batangas might be exactly what you need.
Stilts Calatagan Beach Resort (Batangas)
A three-hour drive from Metro Manila brings you to Stilts Calatagan in Batangas.
Known for its cottages on stilts that stretch out over the water, this resort gives you a hint of tropical paradise closer to the city.
While the bungalows may not hover above deep turquoise waters like in Palawan, you’ll still get that overwater thrill—especially at high tide.
Key Features
- Floating Cottages: Simple yet charming, often accommodating larger groups or families.
- Beachfront & Tidal Pools: Perfect for kids who want safe, shallow waters.
- Recreational Amenities: ATVs, horseback riding, a pool area, and water sports rentals.
- Serene Sunrise Views: Mornings are especially beautiful, with gentle waves and warm golden light.
Estimated Price Range: $100–$200 per night, making it one of the more budget-friendly overwater experiences.
Plan to spend your days exploring the various beaches within the resort, snapping photos of the scenic walkways, and maybe organizing a barbecue by the shore.
Evenings can be spent stargazing from your balcony—an enchanting contrast to Manila’s bustling city lights.
It’s not as secluded as other locations, but for a quick fix of “overwater” bliss, Stilts Calatagan checks the right boxes.
PRO TIPS FOR CHOOSING YOUR PHILIPPINES OVERWATER BUNGALOW
- Book Early: Overwater bungalows are limited, and they often get snapped up months in advance—especially during the peak season (December to May).
- Check Inclusions: Some resorts bundle activities, meals, and even boat transfers into the price. Make sure you know what you’re paying for.
- Travel Insurance: Weather can be unpredictable, so having travel insurance can save you headaches if plans change last minute.
- Pack Reef-Safe Sunscreen: Protect your skin and the marine ecosystem. The Philippines is cracking down on harmful chemicals in sunscreens that can damage corals.
- Set Realistic Expectations: Not all overwater bungalows here are five-star. Some are simpler, offering an “off-grid” experience rather than plush resort living. Choose what suits your style.
CONCLUSION
Overwater bungalows in the Philippines offer a spectrum of experiences—whether you’re after a lavish resort on a remote island or a quick weekend retreat just hours from Manila.
You’ll find crystal-clear waters, reefs bursting with colorful fish, and that ever-present Filipino hospitality wherever you choose to stay.
From Palawan’s crown jewels—Apulit, Lagen, Miniloc, Huma Island, Two Seasons Coron, and Sangat—to the southern charm of Pearl Farm in Mindanao, or the hidden wonders of Club Tara in Bucas Grande, each locale promises something uniquely enchanting.
Even on Luzon, Stilts Calatagan showcases that overwater living isn’t exclusively for far-flung islands.
What ties them all together is the feeling of waking up surrounded by the sea. It’s the simple magic of stepping off your deck into the ocean or gazing through a glass floor at exotic marine life swirling beneath you.
Add in the friendly smiles, mouthwatering cuisine, and postcard-perfect backdrops, and you’ve got an island escape that rivals any in the world.
So go ahead—pick your favorite, pack some light clothing, bring a big appetite for fresh seafood, and prepare for endless photo ops.
Whether you crave adrenaline-pumping dives, family bonding time, or a romantic hideaway, the Philippines’ overwater bungalows stand ready to welcome you.
Here’s hoping your next tropical holiday is filled with turquoise waters, coconut trees swaying in the breeze, and the gentle sound of waves lulling you to sleep. Island life awaits—don’t keep it waiting too long!
